Guide
Getting a hospital bed approved
What the physician actually has to document, in what order, and the two mistakes that produce most denials.
By Stephen V.Published How we pick
This page assumes you have read the coverage page and believe the criteria genuinely apply. If they do not, nothing here will help, and the alternatives on that page are the better use of your time.
The order of operations
- The clinical conversation first, not the catalog. The physician has to reach the conclusion that positioning is required. Arriving with a chosen bed and asking for a signature inverts the process and is the most common way this goes wrong.
- Establish which criterion applies. Positioning not feasible in an ordinary bed; head elevation over 30 degrees most of the time for congestive heart failure, chronic pulmonary disease, or aspiration problems; or traction equipment attachable only to a hospital bed.
- Establish which bed type. A semi-electric bed additionally requires a documented need for frequent position changes, or an immediate need for a change in position. A fixed-height bed does not.
- Get the order and the documentation. The clinical record has to support the criterion, not merely repeat it. A note saying the patient requires a hospital bed is not documentation; a note describing the condition and why an ordinary bed cannot meet it is.
- Use a Medicare-enrolled supplier who accepts assignment. Confirm both, in that order, before anything is delivered.
The two mistakes that cause most trouble
Asking for the wrong product
If what is actually wanted is a comfortable bed that raises at the head, and the paperwork says hospital bed, the process will either fail or deliver something nobody wanted. A hospital bed looks like a hospital bed, and that changes a bedroom. The functional comparison is worth reading with the person who will sleep in it.
Thin documentation
The criteria are specific and the documentation has to be specific too. Restating the criterion in a note is not the same as recording the clinical facts that satisfy it. This is not something a patient can fix directly, but it is something worth knowing about, because a denial for insufficient documentation is often fixable and a denial for non-coverage is not.
What you will pay if it is approved
- 20% of the Medicare-approved amount, after the Part B deductible, with a supplier who accepts assignment.
- Rental, usually. Hospital beds are commonly capped-rental items; after 13 months of continuous use the equipment becomes yours.
- Accessories are separate. Mattresses, rails and trapeze bars have their own codes and their own criteria.
If the answer is no
A denial is not the end of the practical problem. It is worth going back to what the bed was for. If it was positioning for reflux or breathing, a wedge or a base may cover it for a fraction of a rental. If it was safety getting in and out, height and a handle are cheap and immediate. If it was that a carer needs the bed to raise and lower, no consumer product does that and rental may be worth pricing.
Questions people actually ask
How do I get Medicare to pay for a hospital bed?
A physician must document that you meet the criteria in coverage determination L33820 and issue an order, and a Medicare-enrolled supplier who accepts assignment must supply the bed. The documentation has to establish the clinical need, not simply state that a bed is wanted.
What does the doctor need to write?
Clinical facts that map onto the criteria: the condition, why positioning not feasible in an ordinary bed is required, or why the head must be elevated more than 30 degrees most of the time, or why traction equipment attachable only to a hospital bed is needed.
How long does approval take?
It varies by supplier and contractor, and we are not going to invent a figure. What you can control is that the documentation is complete first time, which is the thing that most often causes delay.
What if the claim is denied?
Medicare has a formal appeals process, and your State Health Insurance Assistance Program offers free help with it. A denial for insufficient documentation is a different problem from a denial for non-coverage, and it is worth finding out which you have.
Sources
Every factual claim on this page traces to one of these, or to a product listing cited in the specification table beside it.
Read next
Guide
Medicare Coverage
No. It can cover a hospital bed, and here are the actual criteria, quoted, with the codes and what you would pay.
Head to head
Adjustable Bed vs Hospital Bed
Two different products that look similar in photographs. One is furniture, one is medical equipment, and only one of them Medicare will help with.
Guide
Medicaid and VA
Two routes that work nothing like Medicare, and are worth checking before you conclude nobody will help.
Head to head
Rent vs Buy
Rental suits a short or uncertain need. Buying suits a long one. Medicare's capped rental changes the math in a way worth knowing.
Nothing here is medical advice. Prices are pulled live and stamped with the date they were checked; scores are our published spec rubric, not a test result. How we pick · How we make money · Corrections

